Many people believe that starting an online business is hard. But such a no-code platform as Shopify proves them wrong. Today, anyone can create an online shop and sell worldwide. Nevertheless, there are some very important details that a new merchant should pay attention to. 

One of them is choosing the best payment method for Shopify. It is the bridge between the customer and the seller, which allows them to pay for the product and accept credits immediately. 

Don’t forget that clients will entrust their personal information, so the payment gateway should be 100% reliable. Keep scrolling down to discover what the best Shopify payment providers are and what mistakes you should avoid.

Source: Shopify official website

How to set up payment on Shopify?

But before we start looking for the best payment gateway for Shopify, let’s look at how to set up a payment there. Actually, you can activate it from the Payments page on the official website. Just follow the guidelines and provide the necessary documents.

In addition to your EIN (Employer Identification Number) and banking information, you could be asked to enter additional details. It depends on the country you live in. 

Now, let’s take a look at the pros and cons of the most popular Shopify payment methods.

Shopify Payments

It refers not only to all the paying options on the website but also represents a local system, which manages all the important processes within Shopify, provides quick service, and exempts merchants from transaction fees. 

These advantages are unavailable for the ones who use a third-party provider. However, you should remember that Shopify Payments is not supported in every country. If you want to check your payment options, choose your region and country. 

Let's say, you are from Italy. Then click on “Europe” and select it. The website will redirect you to the page, where you can see all the payment methods you can use. 

Source: Shopify official website


PayPal is one of the best third-party payment providers and an alternative to Shopify Payments. Even though it charges 2.9% + $0.30 every time a customer purchases the order, it is quick in Shopify payment processing and accepting credits. Using PayPal offers such functions as online invoicing, various customization options, and mobile-optimized checkout. What is more, it is supported in more than 200 countries worldwide, so your targeted region is probably among them. 


This Shopify payment gateway is quite popular in the USA, so if you plan to sell your products to Americans, you should definitely consider using Stripe. It makes Shopify credit card processing really easy, supports more than 100 currencies, and allows customizing payment processes by yourself. Stripe is the best option for larger businesses, but its transaction fee is the same as PayPal – 2.9% + $0.30/each order. The more your online shop will grow, the more discounts and benefits you will get. 


If you are interested in the Asian or European markets, here is one of the best alternatives. 2Checkout is available in the UK, Germany, Norway, Japan, South Korea, China, and many others. This gateway maintained a good reputation for years, but the fees are pretty high. The cheapest subscription starts from 3.5%+ $0.35, so you should think about it when you price your products. 

Source: Shopify official website


Last but not least is PayFast, which is one of the most popular payment platforms in South Africa. A good bonus is that its installation is free, as well as a monthly fee, but it charges 3,5% from a credit card payment. It allows South African businessmen to receive payments from local and international buyers, supports different payment methods. PayFast also transfers credit card payment to the website and immediately sends money to the merchant.

In conclusion, don’t forget that before choosing a payment gateway for Shopify, you have to pay attention to your targeted country and platforms available there, make sure that it can detect fraud, and provide a good shopping experience for your customers.